Driving the future of commerce
As a bank, we understand the importance of maintaining compliance with regulations. Our API-driven platform and personalized services enable you to spend more time innovating and less time managing your banking relationship.
Because of our focus on the future of finance, we have a deep understanding of regulatory compliance for fintech, payments, and money services businesses. Our team frequently has conversations with clients in this area to help them scale their businesses.
“Silvergate provides us with the seamless banking solution we need to operate. Coupled with outstanding customer service, this makes Silvergate one of the best in the business.”
— Brian Kelly
Founder and CEO, BKCM
ACH & Wire Cash Management
Advanced automation and cash management solutions for fintech and digital currency companies.
What types of cash management services does Silvergate offer?
We offer both wire and ACH services to clients based on several factors. Cash management services can be complex, especially for digital currency and broader fintech use cases. Our client service experts will explain how these services work and which firms are eligible for participation. Upon approval, we work closely with your technical and finance teams to ensure that implementation is efficient and timely.
As a fintech company, what are the requirements for banking with Silvergate?
Many of the fintech companies we bank are in the middle of raising capital. We want to understand whether these efforts are in the form of a private placement, regulated offering, or token sale. Our requirements and the amount of due diligence performed depends on the type of offering you are performing and the jurisdiction. Additionally, we like to understand the service providers that are helping with your fundraising efforts and the legal counsel that is being used.
Does Silvergate offer debit cards for our executives and employees?
Yes, we do. They are valid everywhere Visa is accepted.