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Grow your profits

Silvergate offers competitive rates and convenient ways to manage your savings online. There are specific requirements to qualify for our savings accounts, so please speak to your Silvergate representative to learn more.

Business Savings Account:

*You are limited to six withdrawals and/or transfers from your savings account each statement cycle by preauthorized transfer, telephone/PC transfer (including bill payments), and check or debit card transactions payable to third parties. If you exceed the transaction limits on more than an occasional basis, we may revoke your privileges on that account, charge an excessive transaction fee, close your account, or we may convert your account to another type of account. Your funds may no longer earn interest after we convert or close your account.

**Avoid the $4 monthly maintenance fee by maintaining a $500 minimum average daily balance. Fees may reduce earnings.


Business Money Market:

*Avoid the $15 monthly maintenance fee by maintaining a $1,000 minimum average daily balance. Fees may reduce earnings.

**You are limited to six withdrawals and/or transfers from your savings account each statement cycle by preauthorized transfer, telephone/PC transfer (including bill payments), and check or debit card transactions payable to third parties. If you exceed the transaction limits on more than an occasional basis, we may revoke your privileges on that account, charge an excessive transaction fee, close your account, or we may convert your account to another type of account. Your funds may no longer earn interest after we convert or close your account.


Business Relationship Money Market:

*Avoid the $15 monthly maintenance fee by maintaining a $1,000 minimum average daily balance. Fees may reduce earnings.

**You are limited to six withdrawals and/or transfers from your savings account each statement cycle by preauthorized transfer, telephone/PC transfer (including bill payments), and check or debit card transactions payable to third parties. If you exceed the transaction limits on more than an occasional basis, we may revoke your privileges on that account, charge an excessive transaction fee, close your account, or we may convert your account to another type of account. Your funds may no longer earn interest after we convert or close your account.


Business Savings Account

Request Info

Rest easier with a cash cushion for your business. Our Business Savings Account grows your profits with competitive interest on the entire balance. Like all our business accounts, 24/7 access to business online banking allows you to manage your funds easily, and you get the dedicated service of Silvergate Bank — a local institution just like you.

  • Competitive interest on entire balance
  • 24/7 access to business online banking
  • 24/7 access to business mobile banking with mobile deposit
  • 24/7 access to business eStatements
  • Avoid the $4 monthly maintenance fee by maintaining a $500 minimum average daily balance2
  • $100 minimum deposit to open
  • Unlimited deposits and withdrawals at Silvergate Business Banking Center1

Business Savings Account:

1 - Transaction limits: Federal regulation limits you to six withdrawals and/or transfers from your account each statement cycle by preauthorized transfer, telephone/PC transfer ( including bill payments), and check or debit card transactions payable to third parties. $15 fee for withdrawals in excess thereafter. If you exceed the transaction limits on more than an occasional basis, we may revoke your privileges on that account; charge an excessive fee of $15, close your account, or we may convert your account to another type of account.  Your funds may no longer earn interest after we convert or close your account. 

2 - Fees may reduce earnings

Business Money Market

Request Info

Maximize your earning potential with a savings account that does more for your business. Our Business Money Market provides tiered interest, so higher balances earn higher rates. No need to lock up cash assets in long-term investments. In fact, access is enhanced with direct check writing. Have the best of both worlds — interest and liquidity — with this versatile account.

  • Competitive, tiered rates
  • Higher balances earn higher rates
  • Enjoy enhanced access to funds, including direct check writing:
    • Unlimited in-person withdrawals or by mail
    • 6 transactions per month by pre-authorized automatic, telephone/PC transfers (including bill payments), checks, drafts, debit cards, or other similar order payable to third parties,1
  • 24/7 access to business online banking
  • 24/7 access to business mobile banking with mobile deposit
  • 24/7 access to business eStatements
  • Avoid the $15 monthly maintenance fee by maintaining a $1,000 minimum average daily balance2
  • $1,000 minimum deposit to open

Business Money Market:

1 - Transaction Limits: Federal regulation limits you to six withdrawals and/or transfers from your money market account each statement cycle by preauthorized transfer, telephone/PC transfer (including bill payments), and check or debit card transactions payable to third parties. If you exceed the transaction limits on more than an occasional basis, we may revoke your privileges on that account; charge an excessive fee of $15, close your account, or we may convert your account to another type of account.  Your funds may no longer earn interest after we convert or close your account.

2 - Fees may reduce earnings.

Business Relationship Money Market

Request Info

Get rewarded for your success. Our Business Relationship Money Market earns competitive interest — with even higher rates for higher balances. Enjoy the freedom to pursue new ventures with enhanced liquidity. 24/7 access to business online banking gives you round-the-clock account access, so you can seize opportunities as they come. Open your Business Relationship Money Market today.

  • Convenient savings solution for higher balances
  • Competitive, variable interest rate
  • Enjoy enhanced access to funds, including direct check writing:
    • Unlimited in-person withdrawals or by mail
    • 6 transactions per month by pre-authorized automatic, telephone/PC transfers (including bill payments), checks, drafts, debit cards, or other similar order payable to third parties1
  • 24/7 access to business online banking
  • 24/7 access to business mobile banking with mobile deposit
  • 24/7 access to business eStatements
  • Avoid the $15 monthly maintenance fee by maintaining a $1,000 minimum average daily balance2
  • $100,000 minimum deposit to open

Business Relationship Money Market:

1 - Transaction Limits: Federal regulation limits you to six withdrawals and/or transfers from your money market account each statement cycle by preauthorized transfer, telephone/PC transfer (including bill payments), and check or debit card transactions payable to third parties. If you exceed the transaction limits on more than an occasional basis, we may revoke your privileges on that account; charge an excessive fee of $15, close your account, or we may convert your account to another type of account.  Your funds may no longer earn interest after we convert or close your account.

2 - Fees may reduce earnings.