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The closest Silvergate Bank Business Banking Center is closer than you think. Use your smartphone or tablet* to access your account — anytime, anywhere — with the Silvergate Mobile Personal app. View account balances, transfer funds, deposit checks, and more. At home or out and about, mobile banking puts you in touch with your money. Download our mobile app today.

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  • Fast and secure service for customers enrolled in online banking*
  • Easily keep track of your finances on the go:
    • View account balances
    • Review transaction history
    • Transfer funds between accounts
    • Deposit checks*
    • Pay bills
    • And more
  • Available via any web-enabled cell phone or device
  • Download the Silvergate Mobile Personal mobile banking app:
  • Save valuable time and effort; avoid an extra trip to a banking center
  • Deposit checks anytime, anywhere from your mobile phone*
  • 24/7 service for customers with a Silvergate Bank checking account
  • Save time, avoid unnecessary trips to a branch
  • Deposit your check with a few taps of your finger:
    • Take a picture of the front and back of your check, following the on-screen instructions (make sure you sign it)
    • Select the account into which you want to make the deposit
    • Enter the check amount
    • Verify that everything on the screen is correct, then hit "Submit"
    • We'll confirm that the check has been received

HOW DO I SIGN INTO THE MOBILE APP?

  1. Before signing into the mobile app, you must first successfully sign into the desktop version of our website.
  2. Business clients: Enter your Company ID and User ID.
  3. Consumer clients: Enter your User ID.
  4. Enter your password.

WHAT FEATURES ARE AVAILABLE WITH MOBILE BANKING?

  1. View account balances
  2. Review transaction history
  3. Transfer funds between your Silvergate Bank accounts
  4. Pay bills
  5. Deposit checks
  6. Find Silvergate Bank business centers

WHAT DEVICES ARE COMPATIBLE WITH THE MOBILE APP?

Available via any web-enabled cell phone or device.

WHAT IF I GET LOCKED OUT FROM THE MOBILE APP?

Contact Cash Management at 858-362-3317 Monday through Friday 8:00 AM PST to 5:00 PM PST.

HOW DO I MAKE A MOBILE DEPOSIT?

  1. Sign on to your Silvergate Bank mobile app.
  2. Select the plus sign in the bottom center of the screen.
  3. Select “Deposit”.
  4. Endorse the back of your check with the verbiage “For Mobile Deposit Only at Silvergate Bank”.
  5. Take a picture of the front and back of your check.
  6. Select the account where you want to deposit your check.
  7. Enter the check amount.
  8. Approve deposit.
  9. You will receive an email confirmation that your mobile deposit was successful.

WHAT IF MY CHECK AMOUNT IS HIGHER THAN MY DAILY LIMIT?

Contact your Business Banking Center.

WHEN WILL MY FUNDS BE AVAILABLE?

Deposits processed and approved before 4:00 PM PST on a business day will be available the next business day. Deposits processed after 4:00 PM PST or on a non-business day or federal Holiday will be processed the next business day.

I RECEIVED AN ERROR STATING THAT THE CHECK IMAGE COULD NOT BE UPLOADED. WHAT SHOULD I DO?

Retake the picture by placing the check on a flat surface with a dark background and in an area with enough lighting. Ensure the image is within the preview frame before retaking the picture.

WHAT DO I DO IF THE APP ISN’T RESPONDING PROPERLY?

  • Check to make sure there are no pending updates for this app.
  • Close out of the app completely and re-launch.

If the above steps do not resolve the issue:

  • Delete the app.
  • Clear browser history from mobile device.
  • Re-install application
  • Restart mobile device.

HOW WILL I KNOW IF THERE IS A PROBLEM WITH MY DEPOSIT AFTER ITS BEEN SUBMITTED?

You will receive an email that the deposit has been declined and a representative from your business banking center will reach out as well.

WHAT TYPE OF CHECKS CAN I DEPOSIT?

You can deposit checks payable in U.S. dollars and drawn at a U.S. bank.

HOW DO I DO AN INTERNAL TRANSFER?

  1. Sign into your Silvergate Bank mobile app.
  2. Select the plus sign in the bottom center of the screen.
  3. Select “Transfer”.
  4. Select “Transfer From” to choose which account the money will come from.
  5. Select “Transfer To” to choose which account the money will go to.
  6. Select “Amount” to enter the dollar amount of the transfer.
  7. Approve transfer.

HOW DO I PAY A BILL?

You must already have bill pay payees setup. You can do this through the desktop version of our website.

  1. Sign into your Silvergate Bank mobile app.
  2. Select the plus sign in the bottom center of the screen.
  3. Select “Pay Bill”.
  4. Select a payee from the list of payees.
  5. Select “Pay From” to choose which account the money will come from.
  6. Select “Send On” to choose the date the payment will send on.
  7. Select “Amount” to enter the dollar amount of the payment.
  8. Select “Memo” to type a memo for the payment (this is optional).
  9. Approve payment.

*Wireless carrier data rates may apply. Available for smartphones and iPad tablet devices (iPhone®, iPad®, Android®) Message and Data rates may apply.

iPhone® is a registered trademark of Apple Inc. All rights reserved.

Android™ is a trademark of Google Inc. Use of this trademark is subject to Google Permissions.