No need to reapply for financing when a new business opportunity arises. With a business line of credit, you apply once and draw on the line as costs come up. Unlike a lump-sum loan, you only pay interest on what you use.

For more urgent cash needs, consider our Business Express Line of Credit — especially designed for quick credit decisions. Contact your business banker today.

Details
  • Ideal for short-term and working capital needs such as account receivable collections, inventory purchases, trade discounts, and any unexpected cash needs
  • Collateral can range from accounts receivable, general business assets, or even personal assets
  • Improve your cash flow at anytime using the line of credit as needed; do not have to use all funds at once and re-use funds as needed
  • Save money by only paying interest on amount you use
  • Flexible repayment options – you control the principal reductions
  • Easy access through a business checking account and online banking
  • Competitive, floating interest rates
  • Low documentation and quick approval Lines of Credit (see business express line of credit)
  • Local Southern California decision-making and processing
  • Attentive, friendly service from start to finish
Business Express Line of Credit
  • Quick credit decision within 5 days of application
  • Expedited process for initial approval
  • Convenience of line of credit
  • Once approved, use and re-use funds as needed
  • Access by check or online
  • Credit line: one-year term from $10,000 to $100,000
  • Auto-pay from Silvergate Bank account required