Silvergate Bank is right here in San Diego and we work hard to secure financing for small and growing businesses that may otherwise have trouble through traditional loan channels.
Government Programs

We are experts in Small Business Administration loan programs, combining the best of local service with the strength of the U.S. government.   These loans feature lower down payments with competitive rates, and as your community business bank, we provide personal service every step of the way.

LOAN PROGRAMS FOR GROWING COMPANIES

Securing a small business loan can take your company to the next level of success. Silvergate Bank is your business financing partner that will help you navigate through the government guaranteed lending process. Headquartered in San Diego, we are your headquarters for answers and solutions to your financing needs. Our knowledgeable and experienced staff will listen carefully to your needs and discuss available options with you. Silvergate Bank looks forward to a long and prosperous relationship with you and your company; we are here to help you grow.

Silvergate Bank works hard to secure financing for small and growing businesses that may otherwise have trouble through traditional loan channels. We are experts in Small Business Administration loan programs, combining the best of local service with the strength of the U.S. government. Government guaranteed loans are available to help your company reach many of its goals: Building purchase, equipment, furniture, fixtures, inventory, working capital, construction/remodel, business expansion, partner buyout, debt refinance, franchise start up, business acquisition, and more. Silvergate Bank is available to help you navigate your loan choices while also offering a full line of business and personal banking products.

Government Programs

SBA 7(a)

  • As low as 10% down to purchase your own building (Must occupy 51%)
  • Up to 25 Year Terms
  • No Balloon Payments
  • Loans up to $5,000,000
Government Programs

SBA 504

  • As low as 10% down to purchase your own building (Must occupy 51%)
  • Up to 25 Year Terms on 1st with Fixed Rates (Resetting)
  • 20 Year Fixed Rate on 2nd
  • No loan size limit
Government Programs

Cal Southern

  • Offers guarantees to lenders who make loans to small businesses to assist with job creation and retention
  • Revolving Lines of Credit
  • Term Loans
  • Fixed Rates

SILVERGATE BANK IS BASED IN SAN DIEGO WITH BRANCH LOCATIONS CONVENIENTLY LOCATED THROUGHOUT SOUTHERN CALIFORNIA.

Experience the difference of partnering with a fellow business for your government lending needs.

Get Started

Get immediate answers to your government lending questions. Call Casey Hopkins at 858.362.6302 ext #1132.

Learn More
Denny-clark.jpg
The entire Silvergate Bank team bends over backwards to make the banking experience easy—from coming to our offices to pick up papers and deposits, notarize documents, and more.