Basic Business Checking Account Escondido, CA - Carlsbad, CA - San Diego, CA Silvergate Bank

Basic Business Checking

A checking account designed for low to moderate activity and minimal cash and coin needs. Enjoy multiple monthly transactions at no charge, access to checking images, secure online banking, and more.

For added convenience, transfer funds between a business line of credit and your business checking account; find out more today.

  • Generous allowance of monthly transactions, $0.20/item thereafter
  • 200 checks
  • 100 debits (non-check)
  • 100 items deposited
  • Access to check images through online banking for easy record keeping
  • Secure Business Online Banking
  • Visa Business Check Card*
  • Personalized relationship-based service
  • Easily transfer funds between a business line of credit and a Silvergate business checking account
  • $10 monthly maintenance fee, waived with average daily balance of $1,500 or combined balances** of $15,000 in business and personal accounts
  • $100 minimum deposit to open

*Subject to application approval

**Deposit accounts owned by the tax reporting owner, joint owner, or principal owner of a business are eligible for calculation of combined balance.

Cash Management

We have the cash management and banking expertise to help your business grow. Let our business banking experts help you determine which services are right for you.

  • Online Banking
  • Office Deposit
  • Merchant Card Processing
  • ACH Services
  • Positive Pay
  • Cash Management Sweeps
  • Lockbox Processing
  • Bill Pay
  • Wire Transfer