Invest in your financial future. This low-to-no-cost savings account provides a safe place to set funds aside — plus extra incentive to build your balance. We'll pay you competitive, tiered interest rates. The more you save, the more you earn. Thanks to free services like mobile banking, you can easily track your progress. Do yourself a favor — open your account today.

  • Competitive, tiered interest
  • Higher balances earn higher rates
  • Unlimited deposits and withdrawals at a Silvergate Bank office1 
  • Free online banking
  • Free mobile banking with mobile deposit
  • Free eStatements
  • Avoid the $4 monthly maintenance fee by maintaining a $500 minimum average daily balance2
  • $100 minimum deposit to open

1 - Transaction Limits: Federal regulation limits you to six withdrawals and/or transfers from your account each statement cycle by preauthorized transfer, telephone/PC transfer (including bill payments), and check or debit card transactions payable to third parties. If you exceed the transaction limits on more than an occasional basis, we may revoke your privileges on that account, charge an excessive transaction fee, close your account, or we may convert your account to another type of account.  Your funds may no longer earn interest after we convert or close your account.
2 - Fees may reduce earnings.