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Invest in your financial future. This low-cost savings account provides a safe place to set funds aside, plus an extra incentive to build your balance. We'll pay you competitive, tiered interest rates, the more you save, the more you earn. With 24/7 access to services like mobile banking, you can easily track your progress.


  • Competitive, tiered interest
  • Higher balances earn higher rates
  • Unlimited deposits and withdrawals at a Silvergate Bank Business Banking Center1
  • 24/7 access to online banking
  • 24/7 access to mobile banking with mobile deposit
  • 24/7 access to eStatements
  • Avoid the $4 monthly maintenance fee by maintaining a $500 minimum average daily balance2
  • $100 minimum deposit to open

1 - Transaction Limits: Federal regulation limits you to six withdrawals and/or transfers from your account each statement cycle by preauthorized transfer, telephone/PC transfer (including bill payments), and check or debit card transactions payable to third parties. If you exceed the transaction limits on more than an occasional basis, we may revoke your privileges on that account, charge an excessive transaction fee, close your account, or we may convert your account to another type of account.  Your funds may no longer earn interest after we convert or close your account.
2 - Fees may reduce earnings.