Maximum flexibility with minimal restrictions — that's the beauty of a money market account from Silvergate Bank. Make the most of your money through tiered rates, providing higher balances with even higher rates. At the same time, maintain convenient access to your funds when you need them. You really can have it all with one account.

Details
  • Competitive, tiered interest
  • Higher balances earn higher rates
  • Enjoy enhanced access to funds, including direct check writing:
    • Unlimited in-person withdrawals or by mail
    • 6 free transactions per month by pre-authorized automatic, telephone/PC transfers (including bill payments), checks, drafts, debit cards, or other similar order payable to third parties,1
  • Free online banking
  • Free mobile banking with mobile deposit
  • Free eStatements
  • Avoid the $15 monthly maintenance fee by maintaining an $1,000 minimum average daily balance2
  • $1,000 minimum deposit to open
Relationship Money Market
  • Convenient savings solution for higher balances
  • Competitive, tiered interest
  • Higher balances earn higher rates
  • Enjoy enhanced access to funds, including direct check writing:
    • Unlimited in-person withdrawals or by mail
    • 6 free transactions per month by pre-authorized automatic, telephone/PC transfers (including bill payments), checks, drafts, debit cards, or other similar order payable to third parties,1
  • Free online banking
  • Free mobile banking with mobile deposit
  • Free eStatements
  • Must have a Relationship Checking account in order to qualify
  • Avoid the $15 monthly maintenance fee by maintaining an $1,000 minimum average daily balance2
  • $100,000 minimum deposit to open

1 - Transaction Limits: Federal regulation limits you to six withdrawals and/or transfers from your money market account each statement cycle by preauthorized transfer, telephone/PC transfer (including bill payments), and check or debit card transactions payable to third parties. If you exceed the transaction limits on more than an occasional basis, we may revoke your privileges on that account, charge an excessive transaction fee, close your account, or we may convert your account to another type of account.  Your funds may no longer earn interest after we convert or close your account.
2 - Fees may reduce earnings.