Compare Our Accounts
Emergency Fund
Tiered Regular Savings
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- Competitive, tiered interest
- Higher balances earn higher rates
- Unlimited deposits and withdrawals at a Silvergate Business Banking Center*
24/7 access to Online Banking?
Yes
24/7 access to Mobile Banking with Mobile Deposit?
Yes
Monthly Maintenance Fee
$4**
Minimum Opening Deposit
$100
Saving & Spending
Money Market
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- Competitive, tiered interest
- Higher balances earn higher rates
- Enhanced access to funds
- Unlimited deposits and withdrawals at a Silvergate Business Banking Center**
24/7 access to Online Banking?
Yes
24/7 access to Mobile Banking with Mobile Deposit?
Yes
Monthly Maintenance Fee
$15*
Minimum Opening Deposit
$1,000
Higher Balances
Relationship Money Market
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- Competitive, tiered interest
- Higher balances earn higher rates
- Enhanced access to fund
- Unlimited deposits and withdrawals at a Silvergate Business Banking Center**
- Must have a Relationship Checking in order to qualify for this account
24/7 access to Online Banking?
Yes
24/7 access to Mobile Banking with Mobile Deposit?
Yes
Monthly Maintenance Fee
$15*
Minimum Opening Deposit
$100,000
Tiered Regular Savings:
*You are limited to six withdrawals and/or transfers from your savings account each statement cycle by preauthorized transfer, telephone/PC transfer (including bill payments), and check or debit card transactions payable to third parties. If you exceed the transaction limits on more than an occasional basis, we may revoke your privileges on that account, charge an excessive transaction fee, close your account, or we may convert your account to another type of account. Your funds may no longer earn interest after we convert or close your account.
**Avoid the $4 monthly maintenance fee by maintaining a $500 minimum average daily balance. Fees may reduce earnings.
Money Market:
*Avoid the $15 monthly maintenance fee by maintaining a $1,000 minimum average daily balance. Fees may reduce earnings.
**You are limited to six withdrawals and/or transfers from your savings account each statement cycle by preauthorized transfer (including bill payments), and check or debit card transactions payable to third parties. If you exceed the transaction limits on more than an occasional basis, we may revoke your privileges on that account, charge an excessive transaction fee, close your account, or we may convert your account to another type of account. Your funds may no longer earn interest after we convert or close your account.
Relationship Money Market:
*Avoid the $15 monthly maintenance fee by maintaining a $1,000 minimum average daily balance. Fees may reduce earnings.
**You are limited to six withdrawals and/or transfers from your savings account each statement cycle by preauthorized transfer (including bill payments), and check or debit card transactions payable to third parties. If you exceed the transaction limits on more than an occasional basis, we may revoke your privileges on that account, charge an excessive transaction fee, close your account, or we may convert your account to another type of account. Your funds may no longer earn interest after we convert or close your account.