The simplest solution is often the best. With a CD, the longer you save, the more you earn. Just lock in the term that works for you — from 3 months to 5 years — and let your funds go to work. Then all you have to do is soak up the California sun and wait for your payday. It's really that simple — no stressful guesswork or risk-taking required.

Details
  • Fixed rates, higher than regular savings
  • Receive higher rates by selecting a longer term
  • Provides more guarantee than other investments
  • Terms from 3 months to 5 years
  • No setup or maintenance fees
  • Early withdrawals subject to penalty*
  • $2,500 minimum deposit to open
  • FDIC insured to the maximum amount allowed by law
High-Yield Online Certificates of Deposit (CDs)

Get a great return while growing your money with no surprises or rate changes. Plus, you can open our High-Yield CDs online in no time at all.

  • FDIC insured to the maximum amount allowed by law
  • Open and fund securely online (online only)
  • Fixed rates for guaranteed returns
  • Terms from 1 to 3 years
  • $25,000 minimum to open
  • No monthly maintenance fee

Current Disclosures

Apply Online

Early withdrawal penalties may apply. Fees may reduce earnings.

*Your account will mature in the length of time selected at account opening. If you withdraw any of the principal before the maturity date, we may impose a penalty. For terms of less than one (1) year, the penalty will be forfeiture of all of the interest earned and/or to be earned, on the amount withdrawn, to the scheduled maturity date. For terms of one (1) year and greater, the penalty will be the forfeiture of interest earned and/or to be earned, on the amount withdrawn for the number of months equal to the term of the certificate, expressed as number of months, divided by two. For example, the penalty on a 24-month term certificate would be 12 months of interest earned and/or to be earned on the amount withdrawn. Early withdrawal penalties may reduce the principal balance. This account will automatically renew.