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Basic Business Checking helps your small business cut the cost of doing business by helping you know exactly where your money is going. Our suite of cash management services and 24/7 access to online banking services allow you to bank more efficiently. Silvergate’s high standards brand even “basic” accounts as “outstanding."

  • Ideal for businesses with smaller transaction volumes
  • Generous allowance of monthly transactions; 20¢ for each additional item thereafter
    • 200 checks and/or POS debits
    • 100 ACH debits
    • 100 deposited items
  • 24/7 access to business online banking & bill pay
  • 24/7 access to business mobile banking with mobile deposit
  • 24/7 access to business eStatements
  • Cash management services available
  • Visa® business check card with unlimited surcharge fee reimbursements for Domestic (U.S.) ATM Debit Card transactions1,3
  • Avoid the $10 monthly maintenance fee by maintaining a $1,500 minimum average daily balance or $15,000 of combined balances in business and personal accounts2
  • $100 minimum deposit to open

1 - Subject to application approval.
2 - Deposit accounts owned by the tax reporting owner, joint owner, or principal owner of a business are eligible for calculation of combined balance.
3 - ATM terminal owners fees may apply.