Open Banking Platform
As a software developer, you need tools that provide you access to financial information and the ability to automate business processes. Our RESTful JSON APIs are designed to give you full access to your data and become key building blocks within the technology you develop.
Payments & Transfers
24/7 access to traditional banking rails including Wire and ACH
Silvergate Exchange Network
Real-time USD settlement between counterparties
FBO Account Creation
Create full-fledged for-benefit-of (FBO) bank accounts on the fly
Analysis & Management
Use webhooks for notifications and query extensive wire data
Robust API Functionality
Our APIs enable you to query extensive wire data to attribute deposits, understand payment patterns, and cross reference account histories. You can also automate accounting tasks for deposit accounts and transfer money 24/7 in real time between your accounts and the accounts of other Silvergate clients.
How can I obtain API documentation?
All documentation is available in our Developer Portal.
What are the requirements to access the developer sandbox?
You must be a client or applicant and register through the Developer Portal to be granted test accounts and access to our sandbox.
What is the cost of using your APIs?
In order to use our APIs in production, you need to maintain a banking relationship with Silvergate. We do not have API-specific fees, but normal bank charges and fees do apply depending on the activity that is being conducted.
What is the process for moving from the sandbox to production?
When you are ready to move into production, our engineering team will schedule a short call with you to make sure all of your questions are answered.
What is the Silvergate Exchange Network (SEN)?
SEN enables our digital currency and institutional investor clients to send U.S. dollars 24 hours a day, 7 days a week, 365 days a year between their Silvergate bank accounts and the bank accounts of other Silvergate clients. This can be done via our API or online banking portal, enabling real-time transfers and immediate availability of funds.
What is the cost of using SEN?
In order to participate in SEN, you need to maintain a banking relationship with Silvergate. We do not have SEN-specific fees, but normal bank charges and fees do apply depending on the activity that is being conducted.