We offer competitive loans and superior cash management services that help local California businesses thrive. As a fellow local business, we're invested in your success.

Have a look at what our business partners have to say about banking with us. If you like what you see, stop by and see us or contact us online. We would be thrilled to discuss ways to benefit your bottom line.

Kevin Gelfand

President, Shake Smart, Inc.

Client since 2017

We decided to work with Silvergate for our financing and banking solution because of their culture around building and fostering relationships, along with providing unique solutions to our financing requests for our specific situation. So many banks just see black and white and can’t read between the lines, but Silvergate was able to put together a program for us that fit perfectly for our needs. Our experience has been nothing short of exceptional and we look forward to many future mutually prosperous years together.


Nelson Algaze

CEO, SAA Interior and Architectural Design

Client since 2015

Silvergate Bank is a pleasure to work with.  From the beginning, our  bankers have taken the time to understand our business and its goals. The team has worked with us to secure the financial products we need to continue growing our firm.  After two years of banking with Silvergate, we know we have a trusted partner and we aren’t just an account number; we are a valued customer.


Bobbi Pearson

President of Oak Tree Escrows

Client since 2014

"As the owner of a respected escrow company over the last 30 years, I am very pleased with all Silvergate Bank has been able to do for me. They are head and shoulders above other banks with whom I have dealt. Their rates and pricing are very competitive and their service level is incomparable. Our transition was so seamless, my only remorse was that we didn't move sooner, like two years ago! Silvergate's hardworking bankers are knowledgeable and are clearly passionate about the success of their business clients."

I would recommend Silvergate Bank to any and all small businesses. They are the best and you can really feel the "personal service".


Jimbo Someck

President of Jimbo's…Naturally!

Client since 2010

"As a local and independently owned business it has always been important for Jimbo's...Naturally! to develop a banking relationship with a local community bank. In today's era of consolidation, Silvergate Bank is a rare find and a highly valued business resource. The Silvergate team is comprised of true professionals who give us individualized attention and have tailored the bank's offerings to our needs. As someone who recognizes the importance of customer service, I truly appreciate the level to which Silvergate has gone to make sure our needs are satisfied. Silvergate has exceeded our expectations, and we look forward to growing our business with them for many years to come."


Alan X Reay

President of Atlas Hospitality Group

Client since 2006

"With Silvergate Bank, there simply is no comparison to the other banks I have dealt with, large or small, Rates and terms are one thing, but if a bank can't perform, the benefits of that relationship are lost. My professional bankers at Silvergate are always a pleasure. I appreciate their 'get it done' attitude which prevails weekdays and weekends!"


Alex Zikakis

President of Capstone Advisors

Client since 2009

"In my business, being able to make strategic decisions quickly and having dependable capital for acquisition loans is crucial to success. Silvergate Bank understands our business and their professionals are experts in our industry. The entire bank culture is driven on being very responsive, and the speed at which they perform allows us to close quickly on new opportunities. Today's business world is more fluid than ever, and the relationship team that we interact with at the bank makes intelligent and well-informed decisions when business plans change. This allows us to be nimble and maximize value without having to wait for a lender to 'get it'. I consider Silvergate Bank one of my most important partners."


Denny Clark

President of C. R. McMullen Co., Inc.

Client since 2010

"Silvergate Bank took the time to learn about our business model and our unique customer base. I can't say enough about their sincerity in wanting to help us grow! The entire Silvergate Bank team bends over backwards to make the banking experience easy—from coming to our offices to pick up papers and deposits, notarize documents, and more. Silvergate CEO Alan Lane has offered wise counsel as we have navigated through opportunities and challenges. Silvergate offers a genuine personal touch to our banking relationship that is rarely found today. This makes all the difference to me and my business."


Josie Hughes

Director of Client Services at Landmark

Client since 2013

"Landmark found that after a couple of years with one of the "Big Banks," we had to pay higher fees to receive the services we needed, and this included a steady decline in personal service and our customer satisfaction. Since we moved to Silvergate Bank a year ago, the service has been absolutely unmatched. The Silvergate team is responsive, patient professionals on call for any of our banking needs. They have become one of our trusted business partners."


Dana Kerrigan

Director of Business Operations at Destination Concepts

Client since 2013

"Silvergate Bank is valuable partner in the continued growth of our business. It was important to us to build a relationship with a local community bank, and their exceedingly high level of personalized service is a welcome complement to the fast-paced nature of our company and industry."