As a proud fixture in the Southern California community, we aim to provide the best possible service to our customers. Part of that process is transparency with our quarterly financial information, new hires, acquisitions, and future goals. Please revisit this page periodically for news and updates on where we're headed as a bank, and how that we impact the community at large.

Business Confidence Soars in First Quarter

February 17, 2017

Majority of small businesses and nearly one-third of large do not have a disaster recovery business plan in place.

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San Diego Chamber's Economic Outlook at Lowest Level in 3 Years

November 29, 2016

The San Diego Chamber of Commerce's monthly business outlook index — released Friday — plunged to the lowest level in its three-year history.

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Minimum-Wage Hike Remains Concern in Monthly S.D. Chamber Survey

October 21, 2016

Despite looming minimum-wage increases, relatively few San Diego County businesses see a benefit in cutting their employees' work weeks to 30 hours, according to a recent survey.

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Business Growth & Succession Planning Workshop - Sept. 21st

September 21, 2016

Remember when you were starting your business, the excitement, the fears,the dreams and aspiration? Those feelings might be a thing of the past, but they don't have to be.

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San Diego Regional Chamber Business Forecast - August 2016

August 17, 2016

The region's housing shortage continues to be a topic of much discussion and this month the Silvergate Bank-sponsored Business Forecast looks at what county businesses think of the issue.

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Discussion with Jerry Sanders

July 15, 2016

On June 28th, Silvergate Bank proudly provided over sixty of their clients and prospects with a healthy lunch and lively discussion with Jerry Sanders, CEO and President of the San Diego Regional Chamber of Commerce. Green Acre Campus Point provided a great venue with light and delicious lunch fare but the presentation provided by Mr. Sanders' was the clear highlight.

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San Diego Regional Chamber Business Forecast - July 2016

July 15, 2016

Annual measurement of government friendliness toward business and those considering moving out of the county remains stable from 2015.

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San Diego Regional Chamber Business Forecast - June 2016

June 10, 2016

Survey respondents say starting a business in San Diego County is difficult. Following three months of erratic business confidence, this month's Silvergate Bank sponsored-Business Forecast, shows no change in outlook among county businesses from last month.

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Credit Cycle Turns Against Small Business

May 29, 2016

Despite record sales and profits in 2015 for companies great and small, bank credit appears to be contracting for small-business owners

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Silvergate Bank on KOGO and KUSI

May 21, 2016

Bryan Shull of Silvergate Bank speaks with KOGO and KUSI regarding the business outlook for San Diego.

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San Diego Regional Chamber Business Forecast - May 2016

May 15, 2016

Minimum Wage Increase Curtails Rebound of County's Business Outlook. Looming wage hike creates most angst in North Inland region, and in retail and hotel industries.

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Silvergate Bank President Moved to Help

April 26, 2016

Five San Diego City College students who have faced homelessness received a new scholarship Saturday to help them stay in school.

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Chamber's Business Index Rebounds from February Drop

April 20, 2016

A widely followed gauge of San Diego's business activity signaled renewed strength in March after an unexpected drop the previous month.

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Carlsbad Winners!

April 13, 2016

At Silvergate Bank we truly appreciate you, our client! We are privileged to stand behind your business and support your successes. Recently, not one, not two, but three of our Carlsbad customers received awards for their professional achievements.

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Silvergate Bank Reports Fourth Quarter 2015 Results

March 01, 2016

Silvergate Bank today announced financial results for the quarter and fiscal year ended December 31, 2015, with net income of $1.7 million and $8.1 million, respectively. The Bank's total assets increased to $948.2 million from $864.7 million at year end 2014 and equity grew to $83.5 million from $75.6 million over the same time period.

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San Diego Regional Chamber Business Forecast - February 2016

February 15, 2016

Optimism for county business outlook continues, in the last quarter of 2015 the BOI was 19, well off its usual pace. Now the Business Outlook Index (BOI) stands at 25, a significant improvement over the latter half of 2015.

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How Remarkable is Your Team - Article from Connected Women of Influence

January 31, 2016

Powerful ! Influential! Confident ! As businesswomen, we strive to define ourselves using these words. Before we start adding comparable terms to our LinkedIn profiles, we need to ask ourselves not how impressive am I, but how remarkable is my team?

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San Diego Regional Chamber Business Forecast - January 2016

January 15, 2016

San Diego County's business outlook optimistic for start of 2016. The New Year has brought a brighter attitude among San Diego County business people. The Business Outlook Index (BOI) came off its lowest mark (16.6), surging to 23.3 currently.

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San Diego Regional Chamber Business Forecast - December 2015

December 15, 2015

As 2015 comes to a close, the Business Outlook Index (BOI) for county businesses sets a new low at 16.6.

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Lenders Work to Meet Retailers' Loan Demand During Holidays - SDBJ Article

November 30, 2015

The holiday shopping season can be extremely lucrative for retailers.

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San Diego Regional Chamber Business Forecast - November 2015

November 10, 2015

San Diego County's Business Outlook Index at a all-time low. Businesses foresee ending the year in a slower lane.

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Silvergate Bank Reports Third Quarter 2015 Results

November 10, 2015

Silvergate Bank today announced financial results for the quarter ended September 30, 2015, with net income of $2.3 million.

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San Diego Regional Chamber Business Forecast - October 2015

October 14, 2015

Affordable Care Act still a mystery to majority of San Diego Businesses, with new elements of the Affordable Care Act set to take effect in January 2016.

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San Diego Regional Chamber Business Forecast - September 2015

September 15, 2015

Women executives underrepresented in county; Dip in outlook continues - when looking at the leaders of businesses throughout the region, how do women stack up when it comes to executive positions?

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San Diego Regional Chamber Business Forecast - August 2015

August 15, 2015

Internships not a gold standard among businesses - Conventional wisdom tells us that internships are an essential and highly valuable opportunity for getting a job after college.

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Silvergate Bank Reports Second Quarter 2015 Results

August 11, 2015

Silvergate Bank today announced financial results for the quarter ended June 30, 2015, with net income of $3.1 million.

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San Diego Regional Chamber Business Forecast - July 2015

July 17, 2015

What a difference a year makes - A year ago, a state mandate minimum wage increase had just taken effect and the city of San Diego had its own larger minimum wage increase on the horizon.

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San Diego Regional Chamber Business Forecast - June 2015

June 15, 2015

City governments want their local businesses to succeed and business could use their local government's help to do that.

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San Diego Shimmers, Allowing Banks To Boost Lending - Article from SNL Financial

May 18, 2015

Real Estate is on solid footing and business activity is humming along in San Diego.

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KOGO / KUSI Interviews Dino D'Auria

May 14, 2015

The county's business outlook index remains solidly positive at 26.6 / The mandated reductions in water consumption of up to 35 percent could seriously impact San Diego County's economy. (Video footage courtesy of KUSI news).

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San Diego Regional Chamber Business Forecast - May 2015

May 14, 2015

While water woes and government regulations pose a challenge to businesses, throughout the county the overall Business Outlook Index(BOI) continues to be positive.

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Silvergate Bank Reports First Quarter 2015 Results

May 06, 2015

Silvergate Bank today announced financial results for the quarter ended March 31,2015, with net income of $1.2 million. The Bank's total assets increased to $953.1 million and equity grew to $76.7 million.

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Rishi Malhotra of Moss Adams Guest Speaker - May Luncheon

May 06, 2015

Silvergate Bank, Barney & Barney and Moss Adams were proud to co-host the "Get Lean in 2015" Help local manufacturing businesses.

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San Diego Regional Chamber Business Forecast - April 2015

April 13, 2015

As Cyber-attacks continue to lead headlines, one would think that businesses across the board would ramp-up precautionary measures. this month's business forecast, sponsored by Silvergate Bank, shows that's not entirely true, particularly for small businesses.

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WD-40 CEO Garry Ridge Guest Speaker - March Luncheon

March 26, 2015

Silvergate Bank & Toward Maximum Independence were proud to co-host the "It's all about the people" Building a strong workforce event at the Handlery Hotel on March 26th.

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San Diego Regional Chamber Business Forecast - March 2015

March 17, 2015

This month's business forecast, shows nearly 30 percent of businesses want Sacramento law makers focused on water reliability.

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Carlsbad Branch gets a makeover - Article from Carlsbad Business Journal

March 01, 2015

Besides the exterior improvements, the Carlsbad Branch has strengthened its team with experienced and friendly team members to better serve its customers.

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Silvergate Bank Reports Fourth Quarter 2014 Results

February 25, 2015

Silvergate Bank today announced financial results for the quarter and year ended December 31, 2014, with net income of $1.68 million and $5.11 million, respectively. The Bank's total assets increased to $864.7 million and equity grew to $75.6 million.

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San Diego Regional Chamber Business Forecast - February 2015

February 11, 2015

This month's business forecast shows that the overal mood in the first quarter in 2015 remains moderately optimistic, with the Business Outlook Index (BOI) now at 26.5.

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Women in Business and Opportunity - Article from PCBB

January 30, 2015

Women owned enterprises are growing at a faster pace than male-owned businesses. Recent Census data indicates that 7.8MM US businesses are owned by women.

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Jazzercise President Shanna Missett Nelson guest speaker - January Luncheon

January 21, 2015

Silvergate Bank host a series of luncheons to bring together women business owners from the San Diego community to network and share ideas and learn.

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San Diego Regional Chamber Business Forecast - January 2015

January 12, 2015

Entering 2015, the business outlook for San Diego firms over the next three months remains moderately positive and the Business Outlook Index (BOI) now stands at 24.4.

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San Diego Regional Chamber Business Forecast - December 2014

December 19, 2014

This month's business forecast continues to be positive. The County's Business Outlook Index (BOI) has edged up to 26.8.

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Silvergate Bank Reports Third Quarter 2014 Results

November 05, 2014

Silvergate Bank today announced financial results for the quarter and nine-month period ended September 30, 2014 with net income of $980 thousand and $3.43 million, respectively. The Bank's total assets increased to $761.8 million and equity grew to $73.9 million.

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Silvergate Bank Names Jeffery Hurtik Chief Information Officer

October 22, 2014

Jeffery Hurtik has joined Silvergate Bank as Executive Vice President and Chief Information Officer, announces Alan Lane, chief executive officer. He will be responsible for oversight and updating of the Bank's information technology strategies, systems, operations, and information security.

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Silvergate Bank Reports Second Quarter 2014 Results

August 06, 2014

Silvergate Bank today announced financial results for the quarter and six-month period ended June 30, 2014 with net income of $1.51 million and $2.45 million, respectively. The Bank's total assets increased to $734.1 million and equity grew to $72.7 million.

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Silvergate Bank is a Catalyst for Fast Growing Women-Owned Business Segment

July 07, 2014

Women-owned businesses are growing at a faster rate than ever. This is good news for San Diego, whose diverse economy includes female-led companies across 28 industries that in 2012 generated more than $5S0.5 million in annual revenues.

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When Defense Industry Rebounds, Local Economy Booms

June 30, 2014

The defense industry is one of 16 export-driven industry clusters in San Diego. It represents an entire "linkage" chain from suppliers to end products, supporting services and specialized infrastructure for ship building, aircraft assembly, and defense and high-technology related products such as surveillance systems, unmanned vehicles and cyber security.

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Small Business Banking: Finding Loans to Help your Company Grow

June 06, 2014

Business owners frequently encounter difficulties managing their cash flow as a result of credit demands, rapid business growth, slow-paying customers, time gaps between capital needs, and revenue realization.

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Silvergate Bank Reports First Quarter 2014 Results

May 07, 2014

Silvergate Bank today announced financial results for the first three months of 2014. The Bank's net income was $943,000 for the first quarter, and at March 31, 2014 its total assets increased to $724.8 million and its equity capital grew to $71.1 million.

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