4275 Executive Square Suite 800 La Jolla, CA 92037

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Where do you belong?

An environment where your business is valued provides the warmest welcome of all.  Whether it is in an FDIC insured checking account or high yield certificate of deposit, Silvergate has the perfect solution to your personal banking needs.

Understanding where you are in life and how best to serve your individual financial requirements is all part of Silvergate Bank's relationship banking.

Silvergate Bank is where you belong.

There are a multitude of banks offering a dizzying array of services.  Silvergate knows that people make the difference.

When you rely on Silvergate for your banking, you become part of a financial community that knows your name, understands your needs and strives to be a trusted resource.  You will not get lost in the red tape at Silvergate, and you will meet face to face with advisors and decision makers.  You will feel comfortable inviting your friends and neighbors to join you at Silvergate Bank.

Because Silvergate is the bank where you belong.

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Personal Savings Accounts

 

Money Market

Tiered Regular Savings

San Diego Saves

Liquid Certificates of Deposits

Certificates of Deposit

 

Money Market

Special Account Features

  • Free Online Banking
  • Free Bill Pay
  • Direct Deposit Available
  • Higher Interest Rates2
  • ATM Card
  • Easy Withdrawals, Deposits, and Transfers at Branch Locations3

Minimum Opening  Deposit

  • $1,000.00

Balance Required (To Waive Monthly Maintenance Fee)

  • $1,000.00 Minimum Daily Balance

Monthly Maintenance Fee

  • NO FEE if you maintain a minimum daily balance of $1,000.00 OTHERWISE $15.00 per month

Tiered Regular Savings

Special Account Features

  • Free Online Banking
  • Direct Deposit Available
  • Interest Bearing2
  • ATM Card
  • Easy Withdrawals, Deposits, and Transfers at Branch Locations3

Minimum Opening  Deposit

  • $100.00

Balance Required (To Waive Monthly Maintenance Fee)

  • $500.00 Minimum Daily Balance

Monthly Maintenance Fee

  • NO FEE if you maintain a minimum daily balance of $500.00 OTHERWISE $4.00 per month

San Diego Saves 4

Special Account Features

  • Free Online Banking
  • Direct Deposit Available
  • Interest Bearing2
  • ATM Card
  • Easy Withdrawals, Deposits, and Transfers at Branch Locations3

Minimum Opening  Deposit

  • $5.00

Balance Required (To Waive Monthly Maintenance Fee)

  • N/A

Monthly Maintenance Fee

  • N/A

Liquid Certificates of Deposit

Special Account Features

  • Free Online Banking
  • 1 Withdrawal Without Penalty6
  • Higher Interest Rates2
  • Make Deposits At Any Time5

Minimum Opening  Deposit

  • $10,000.00

Balance Required (To Waive Monthly Maintenance Fee)

  • N/A

Monthly Maintenance Fee

  • N/A

Certificates of Deposit

Special Account Features

  • Free Online Banking
  • Higher Interest Rates2

Minimum Opening  Deposit

  • $2,500.00

Balance Required (To Waive Monthly Maintenance Fee)

  • N/A

Monthly Maintenance Fee

  • N/A

2.  See your Financial Service Representative for current rates.  3.  Federal regulation and our deposit agreement limit the number of withdrawals and/or transfers that may be made from a savings account by telephone/PC transfer, pre-authorized transfer, check or debit card.  You are limited to six withdrawals and/or transfers from your savings account each monthly statement cycle by pre-authorized transfer, or telephone/PC transfer (including bill payments).  And, if the account permits transfers by check or debit card, no more than three of the six limited transfers may be by check or debit card.  4.  SD Saver Card Required. Savers under 18 years of age must have an adult co-sign for the account holder.  5.  Deposits must be a minimum of $1,000.00.  6.  One withdrawal without penalty is permitted during the term of the account.  Withdrawals made in the first 6 days of account opening are subject to early withdrawal penalties.