4275 Executive Square Suite 800 La Jolla, CA 92037

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Personal Checking Personal Savings Business Checking Business Savings Deposit Rates

Where do you belong?

An environment where your business is valued provides the warmest welcome of all.  Whether it is in an FDIC insured checking account or high yield certificate of deposit, Silvergate has the perfect solution to your personal banking needs.

Understanding where you are in life and how best to serve your individual financial requirements is all part of Silvergate Bank's relationship banking.

Silvergate Bank is where you belong.

There are a multitude of banks offering a dizzying array of services.  Silvergate knows that people make the difference.

When you rely on Silvergate for your banking, you become part of a financial community that knows your name, understands your needs and strives to be a trusted resource.  You will not get lost in the red tape at Silvergate, and you will meet face to face with advisors and decision makers.  You will feel comfortable inviting your friends and neighbors to join you at Silvergate Bank.

Because Silvergate is the bank where you belong.

Identity Theft Resource Links

 

 

 

Personal Checking Accounts

 

Free Checking

Elite Checking

 

Free Checking

Special Account Features

  • Bounce Protection Available1
  • Free Online Banking
  • Free Bill Pay
  • Direct Deposit Available
  • Interest Bearing2
  • ATM/Visa® Debit Card

Minimum Opening  Deposit

  • $100.00

Balance Required (To Waive Monthly Maintenance Fee)

  • N/A

Monthly Maintenance Fee

  • N/A

Elite Checking

Special Account Features

  • Bounce Protection Available1
  • Free Online Banking
  • Free Bill Pay
  • Direct Deposit Available
  • Highest Checking Interest Rates2
  • ATM/Visa® Debit Card
  • Free Logo Checks
  • Free Cashier's Checks
  • Fee Free Gift Cards (limit 2/month)
  • Fee Free American Express Traveler's Cheques (Limit 2/month)
  • Free Notary Service
  • Free Photocopies
  • Non-Sufficient Funds (Paid or Returned) Fee Wavier (limit 2/year)

Minimum Opening  Deposit

  • $100.00

Balance Required (To Waive Monthly Maintenance Fee)

  • $2,000.00 Minimum Daily  Balance

Monthly Maintenance Fee

  • NO FEE if you maintain a minimum daily balance of $2,000.00 OTHERWISE $10.00 per month

 

1.  An NSF Paid Item fee of $19.88 may be imposed for covering overdrafts created by check, in person withdrawals, ATM withdrawals, debit card transactions, or other electronic means.  The order of item payment may result in multiple overdrafts during a single banking day, for which you will be charged an NSF Fee for each item (paid or returned) presented against insufficient or uncollected funds.  Whether your overdrafts will be paid is discretionary and we reserve the right not to pay.  For example, we typically do not pay overdrafts if your account is not in good standing (defined as regularly making deposits and bringing your account to a positive balance at least once every 30 days), if you have too many overdrafts, or if there are outstanding legal orders, liens, or levies.  2.  See your Financial Service Representative for current rates.