4275 Executive Square Suite 800 La Jolla, CA 92037

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Personal Checking Personal Savings Business Checking Business Savings Deposit Rates

Where do you belong?

Whether it is in a flexible Checking account for your day-to-day operations, or a high yield Money Market account for long term holdings, Silvergate has the perfect solution to your business banking needs.  Understanding your business and its cash flow needs is all part of Silvergate Bank's relationship banking.

Your business belongs here.

Competitive Rates and unparalleled service are hallmarks of the Silvergate approach to business banking and customer care.  But that is just where it starts.  Banking is personal.  One-size-fits-all does not apply when it comes to your business.  Write a lot of checks?  Need direct deposit capability?  At Silvergate, our qualified and courteous customer service representatives will listen, and recommend the banking products that will serve your business best.

 

Business Checking Accounts1

 

Free Business Checking

Silvergate Business Checking

 

Free Business Checking1

Special Account Features

  • Bounce Protection Available2
  • Direct Deposit Available
  • Interest Bearing2
  • ATM/Visa® Debit Card

Minimum Opening  Deposit

  • $100.00

Balance Required (To Waive Monthly Maintenance Fee)

  • N/A

Monthly Maintenance Fee

  • N/A

Silvergate Business Checking1

Special Account Features

  • Bounce Protection Available2
  • Direct Deposit Available
  • Interest Bearing3
  • Free Cashier's Checks
  • Fee Free Gift Cards (limit 2/month)
  • Fee Free American Express Gift Cheques (limit 2/month)
  • Free Notary Service
  • Free Photocopies
  • Non-Sufficient Funds (Paid or Returned) Fee Wavier (limit 2/year)
  • ATM/Visa® Debit Card

Minimum Opening  Deposit

  • $100.00

Balance Required (To Waive Monthly Maintenance Fee)

  • $2,500.00 Minimum Daily  Balance

Monthly Maintenance Fee

  • NO FEE if you maintain a minimum daily balance of $2,500.00 OTHERWISE $10.00 per month

1. Product available only to sole proprietors and eligible non-profits operating primarily for religious, philanthropic, charitable, educational, political  or other similar purposes.  2. An NSF Paid Item fee of $19.88 may be imposed for covering overdrafts created by check, in person withdrawals, ATM withdrawals, debit card transactions, or other electronic means. The order of item payment may result in multiple overdrafts during a single banking day, for which you will be charged an NSF Fee for each item (paid or returned) presented against insufficient or uncollected funds. Whether your overdrafts will be paid is discretionary and we reserve the right not to pay. For example, we typically do not pay overdrafts if your account is not in good standing (defined as regularly making deposits and bringing your account to a positive balance at least once every 30 days), if you have too many overdrafts, or if there are outstanding legal orders, liens, or levies. 3. See your Financial Service Representative for current rates.