Business Savings, Money Market, and CDs
Money Market Accounts
A Business Money Market account offers you the benefit of higher rates for higher balances while still providing easy access to your funds. Plus, enjoy unlimited deposits and withdrawals at any Silvergate Bank office or ATM. The monthly maintenance fee is waived with an average daily balance of $1,000.1 Federal transaction limitations apply.2
Business Savings Accounts
Manage your short and long term cash needs with a Silvergate Bank Savings account. No monthly maintenance fee with an average daily balance of $500, plus unlimited deposits and withdrawals at a Silvergate Bank office or ATM.1 Federal transaction limitations apply.2
Certificates of Deposit
Enjoy competitive rates of interest for terms from 90 days to 5 years with a minimum balance of $2,500 to open.
1. If below the minimum required average daily balance, the monthly maintenance fee is $15 for the Money Market Account and $4 for the Business Savings Account.
2. Federal regulation and our deposit account agreement limit the number of certain types of withdrawals and/or transfers that may be made from a savings account. You are limited to 6 withdrawals and/or transfers from your savings or money market account each monthly statement cycle by preauthorized transfer, telephone/PC transfer (including bill payments), and transfers by check or debit card.