Business Checking Accounts
Silvergate Bank offers customized checking options to meet your needs. Please consult your account relationship manager for more information.
Silvergate Business Checking
A simple business checking account that provides a generous number of free transactions each month.
| Monthly Maintenance Fee |
- $10, waived with average daily balance of $3,000
|
| Transactions |
- 100 Checks Free
- 100 Debits (non-check) Free
- 100 Items Deposited Free
|
| Interest Paid |
|
| Silvergate Bank Business Check Card |
- Available to qualified businesses with no annual fee
|
| Features and Benefits |
- Easily transfer funds between a business line of credit and a Silvergate Business Checking account
- Generous allowance of free monthly transactions, $0.20/item thereafter1
- Free access to check images through online banking for easy record keeping
- Free Silvergate Bank Online Banking
- Personalized relationship-based service
|
Silvergate Elite Business Checking
A checking account that provides a generous number of free transactions each month.
| Monthly Maintenance Fee |
- $15, waived with average daily balance of $7,500
|
| Transactions |
- 250 Checks Free
- 100 Debits (non-check) Free
- 300 Items Deposited Free
|
| Interest Paid |
|
| Silvergate Bank Business Check Card |
- Available to qualified businesses with no annual fee
|
| Features and Benefits |
- Easily transfer funds between a business line of credit and a Silvergate Business Checking account
- Expanded allowance of free monthly transactions, $0.20/item thereafter1
- Free access to check images through online banking for easy record keeping
- Free Silvergate Bank Online Banking
- Personalized relationship-based service
|
Business Interest Checking
Ideal for the non-profit organization or sole proprietor who wants a checking account that earns interest.
| Monthly Maintenance Fee |
- $10, waived with average daily balance of $1,000
|
| Transactions |
- 25 Checks Free
- 25 Debits (non-check) Free
- 25 Items Deposited Free
|
| Interest Paid |
|
| Silvergate Bank Business Check Card |
- Available to qualified businesses with no annual fee
|
| Features and Benefits |
- Competitive interest rate
- $0.20/item for transactions after free allowance1
- Easily transfer funds between a business line of credit and a Silvergate Business Checking account
- Free access to check images through online banking for easy record keeping
- Free Silvergate Bank Online Banking
- Personalized relationship-based service
|
Silvergate Analyzed Checking
Ideal for the business that conducts more than 100 transactions per month or would like to use more advanced cash management services.
| Monthly Maintenance Fee |
|
| Transactions |
|
| Earnings Credit |
|
| Silvergate Bank Business Check Card |
- Available to qualified businesses with no annual fee
|
| Features and Benefits |
- Earnings credit helps to offset monthly maintenance fees and transaction charges2
- Transactions charged on a per-item basis, pay only for services used1
- Free access to check images through online banking for easy record keeping
- Free Silvergate Bank Online Banking
- Personalized relationship-based service
|
Minimum to open checking account is $100. Interest-bearing accounts are variable-rate and the rate may change at any time as frequently as daily. Fees and charges may reduce earnings. See current rate schedule for details.
1. Transactions are items deposited, checks paid, and debits (non-check).
2. Earnings credit is set monthly. See current rate schedule for more information.
