4275 Executive Square Suite 800 La Jolla, CA 92037

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Loan Professionals

Derek J. Eisele

Executive Vice President

Chief Lending Officer

La Jolla Office

858.362.6300 Ext. 1111

Email Derek Eisele

 

Ken Austad

Vice President

Commercial Loan Officer

Secondary Marketing Manager

La Jolla Office

858.362.6327

Email Ken Austad

 

Jim Williams

Commercial Loan Officer

La Jolla Office

858.362.6304

Email Jim Williams

 

Marcia Weir

Vice President

SBA Department Manager

La Jolla Office

858.362.6312

Email Marcia Weir

 

Mark DeMascole

SBA Loan Officer

La Jolla Office

858.362.6308

Email Mark DeMascole

 

 

 

LOAN PROGRAM HIGHLIGHTS

 

Preferred Loan Size:

  • Up to $6,000,000.
Interest Rates:
  • Fixed Rates are available based on US Treasury indices.  Variable rates are available based on LIBOR, Treasury, or Prime.
Loan Term:
  • Up to 10 years (longer terms may be available upon request).
Loan Amortization:
  • Up to 30 years on most property types, interest-only payments are available on a case by case basis.
Maximum Loan-to-Value:
  • Generally up to 75% (multifamily up to 80%).
Personal Recourse:
  • Generally required on higher-leveraged or unique transactions.
Prepayment Premium:
  • Competitive with other lender programs.
Assumable:
  • Generally, yes, subject to Lender's approval and fee.
 

YOU ARE NOT FAR AWAY FROM A CREATIVE SOLUTION TO YOUR FINANCIAL NEEDS.  PLEASE CALL ONE OF OUR LOAN PROFESSIONALS.